‘Peace of Mind Policy’ or ‘POM’ is for Norwegian Cruise Lines specifically. They are non-refundable FCCs issued to customers that no longer wished to travel. Norwegian’s Enhanced Peace of Mind Policy was available from December 30, 2021, through to January 31, 2022. POM FCCs must be redeemed by December 31, 2022, for sailings departing on or before December 31, 2022.